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Visa Inc. (V)

Financial Services · Credit Services · NYSE

$359.85

+0.14%

Investru Score

69.6 / 100

Good

Why is V moving?

V is little changed today (+0.14%).

Recent coverage: Visa’s (V) Asset-Light Cash Flow Supports Upside Re-Rating

Business overview

  • The company operates in the credit services industry within the financial services sector.
  • Market capitalization is reported at zero, indicating data availability limitations in that specific field.

These structural classifications identify the core operational domain, though specific enterprise scale metrics require supplementary data.

Bull case

The investment case rests on stellar profitability metrics, including an operating margin of 60% and a free cash flow margin of 53.9%, supported by solid 11.3% revenue growth. If efficiency remains high and technical momentum recovers above the 50-day moving average, the stock could see meaningful appreciation.

Bear case

The bear case centers on the continuation of the 5.6% margin contraction and weak technical momentum, with the price sitting 2.3% below its 50-day average and an RSI of 40.54. Further deterioration in profitability metrics or liquidity buffers could weigh heavily on valuation multiples.

V’s Investru Score changed -5.5 points recently. Want to know exactly what changed and why? That’s a Pro feature →

Score breakdown

Financial Quality
91
Growth
47
Profitability
80
Balance Sheet
67
Valuation
76
Momentum
39

Score history

-5.5 over the last 32 days, driven mainly by momentum (-56).

Financial quality

  • ROIC stands at 34.9%.
  • ROE is registered at 52.9%.
  • FCF margin reaches 53.9%.
  • Earnings quality is 1.15.

These figures collectively demonstrate elite capital efficiency, substantial cash generation, and high-quality earnings that exceed reported net income.

ROIC
34.9%
ROE
52.9%
FCF Margin
53.9%
Free Cash Flow (TTM)
$21.6B
Earnings Quality (OCF ÷ Net Income)
1.1x

Valuation

  • P/E is data unavailable.
  • Forward P/E is 24.16.
  • PEG trailing is data unavailable.
  • PEG forward is data unavailable.
  • Median PEG is data unavailable.
  • EV to EBITDA is 0.09.
  • P/S ratio is 0.
  • FCF yield is data unavailable.

These mixed valuation indicators present a forward earnings multiple that reflects reasonable pricing relative to profitability, alongside several missing ratio metrics.

P/E (TTM)
Data unavailable
Forward P/E
24.2x
PEG (P/E ÷ EPS Growth)
Data unavailable
Company Median PEG
Data unavailable
Price / Sales
0.0x
EV / EBITDA
0.1x
FCF Yield
Data unavailable

Key risks

  • Margin trend contraction of 5.6% may pressure future operating profitability if cost inflation persists.(Probability: High · Impact: Medium)
  • Sideways technical trend combined with an RSI of 40.54 points to a lack of immediate upside momentum.(Probability: High · Impact: Low)
  • Current ratio of 1.08 leaves a relatively narrow buffer for short-term liquidity needs.(Probability: Medium · Impact: Medium)

Latest earnings

Q2 FY26 EPS
$3.31
Estimate
$3.16
Surprise
+4.8%
  • Earnings quality is 1.15.

This high quality ratio indicates that reported earnings are well-backed by actual cash flows, supporting the reliability of the bottom-line figures.

SEC filings

Event filings (8-K) aren't covered by this page's data source yet — only 10-K/10-Q are shown above.

Market cap $0 · 52-week range $293.89–$385.57 · market data as of Oct 1, 2026, 4:00 PM ET · latest SEC filing: 2020-11-19

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Analyze V with Investru AI

Not investment advice. Investru AI summarizes public data and AI-generated analysis for informational purposes only.