JPMorgan Chase & Co. (JPM)
Financial Services · Banks—Diversified · NYSE
$333.18
+0.71%
Investru Score
41.9 / 100
Weak
Why is JPM moving?
JPM is up 0.71% today, amid an otherwise sideways trend.
Recent coverage: JPMorgan Chase (JPM) Taps Bond Markets, Is The Stock Still Undervalued?
Business overview
- The company operates in the diversified banks industry within the financial services sector.
- Market capitalization stands at $898,319,916,000.
These characteristics highlight the firm's position as a large-scale financial institution operating in a competitive industry.
Bull case
The bull case relies on a forward P/E of 13.57 and a forward PEG of 9.93, which suggest that future earnings could support the current valuation if growth picks up. Additionally, an oversold RSI of 27.31 and a position above the 200-day moving average could offer a favorable entry point for mean reversion.
Bear case
The bear case centers on a stretched trailing P/E of 54.61 and negative earnings quality of -2.59, which could trigger a sharp downward correction if growth falters further. Short-term momentum is weak with the price sitting below the 50-day average and an oversold RSI.
JPM’s Investru Score changed -2.5 points recently. Want to know exactly what changed and why? That’s a Pro feature →
Score breakdown
- Financial Quality
- 46
- Growth
- 25
- Profitability
- 57
- Balance Sheet
- 50
- Valuation
- 39
- Momentum
- 34
Score history
-2.5 over the last 32 days, driven mainly by momentum (-29).
Financial quality
- Return on equity is 15.7%.
- Earnings quality is -2.59.
- ROIC is data unavailable.
- Free cash flow margin is data unavailable.
Together, these metrics reflect a profitable return on equity, though the negative earnings quality suggests a divergence between reported earnings and cash flows that warrants careful monitoring.
- ROIC
- Data unavailable
- ROE
- 15.7%
- FCF Margin
- Data unavailable
- Free Cash Flow (TTM)
- Data unavailable
- Earnings Quality (OCF ÷ Net Income)
- -2.6x
Valuation
- P/E ratio is 54.61.
- Forward P/E ratio is 13.57.
- Trailing PEG ratio is 39.95.
- Forward PEG ratio is 9.93.
- Median PEG ratio is 24.94.
- Price-to-sales ratio is 9.47.
- EV to EBITDA is data unavailable.
- Free cash flow yield is data unavailable.
Taken together, the high trailing P/E and PEG ratios suggest a stretched valuation based on past results, while the lower forward P/E implies expectations of improved relative earnings ahead.
- P/E (TTM)
- 54.6x
- Forward P/E
- 13.6x
- PEG (P/E ÷ EPS Growth)
- 39.9x
- Company Median PEG
- 24.9x
- Price / Sales
- 9.5x
- EV / EBITDA
- Data unavailable
- FCF Yield
- Data unavailable
Key risks
- Valuation multiples remain elevated with a trailing P/E of 54.61 and a trailing PEG of 39.95, increasing the risk of multiple contraction if growth fails to accelerate.(Probability: High · Impact: High)
- Slow top-line expansion with revenue growth at 2.8% year-over-year leaves the business vulnerable to stagnant economic conditions.(Probability: High · Impact: Medium)
- Negative earnings quality of -2.59 indicates potential discrepancies between reported profits and actual cash generation.(Probability: Medium · Impact: High)
Latest earnings
- Q3 FY14 EPS
- $1.36
- Estimate
- Data unavailable
- Surprise
- Data unavailable
- EPS growth year-over-year is 1.4%.
- Earnings quality is -2.59.
These figures show minimal growth in per-share earnings combined with negative earnings quality, pointing to muted fundamental progress.
SEC filings
- 10-K · FY25 · period ended 2025-12-31Filed 2026-02-13
- 10-K · FY24 · period ended 2024-12-31Filed 2025-02-14
- 10-K · FY23 · period ended 2023-12-31Filed 2024-02-16
- 10-K · FY22 · period ended 2022-12-31Filed 2023-02-21
- 10-K · FY21 · period ended 2021-12-31Filed 2022-02-22
- 10-Q · Q3 FY14 · period ended 2014-09-30Filed 2014-11-03
- 10-Q · Q2 FY14 · period ended 2014-06-30Filed 2014-08-04
- 10-Q · Q1 FY14 · period ended 2014-03-31Filed 2014-05-02
- 10-Q · Q3 FY13 · period ended 2013-09-30Filed 2013-11-01
Event filings (8-K) aren't covered by this page's data source yet — only 10-K/10-Q are shown above.
Market cap $898.3B · 52-week range $279.10–$366.50 · market data as of Oct 1, 2026, 4:00 PM ET · latest SEC filing: 2026-02-13
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Analyze JPM with Investru AINot investment advice. Investru AI summarizes public data and AI-generated analysis for informational purposes only.